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Greg44
9-1-17, 9:44am
Since probably the beginning of the Great Recession - that Costco Visa is paid in full. No debt period. :cool:

No mortgage, no car payments, no credit card debt, etc. We owe no body nuttin' and it feels so good.
We thought it would have happened last Spring - then two large car repairs postponed it, but the online bill
pay just was sent.

DW should receive some inheritance money this fall - so nice that she does not have to spend it to clear
debt.

Feeling extremely thankful right now, such a huge burden lifted. Before I changed positions at work I
looked at customer's credit reports all day and could never understand how comfortable people are about
debt - I am totally the opposite.

We always had the cash to pay off the debt, but once in the bank - it is so hard to put back in, so we
avoided draining down the savings.

We live in a small house, drive a 2003 Camry, I bike to work - yet today, I feel very rich. Now off to
pack my lunch, hop on my bicycle and head to work. Life is good.
gimmethesimplelife
9-1-17, 9:49am
Wondeful news, Greg44! Let me be the first to congratulate you.......nothing quite like not owing your life energy to someone else, especially to a for profit bank......Way to go! Rob
catherine
9-1-17, 9:55am
Congratulations!! Do that Dave Ramsey Debt-Free Scream! (cue Braveheart)

I'm hoping to be debt-free, except for the mortgage by October 1 after BILs house is sold. And I'm projecting that by 2018, or 2019 at the latest, DH and I will be able to find a house in Vermont at a price that will enable us to put the mortgage to rest.

Yes, life is good when those chains are broken! Never understood the meaning of giving away your future until I became heavily in debt. Good for you for reclaiming it!
Selah
9-1-17, 10:27am
Wow, congratulations! I'm really pleased for you and your family! Well done! :)
Float On
9-1-17, 10:38am
Congratulations!! That is wonderful.
ToomuchStuff
9-1-17, 10:39am
Congratulations. Getting there is half the battle. Staying there is the other half.
Lainey
9-1-17, 10:41am
Greg44, that's fantastic. A big accomplishment, very glad you and your wife can enjoy yourselves with no debts!
Yppej
9-1-17, 11:29am
Congratulations, and totally get hating to spent saved money/life energy. Any plans firvthe inheritance?
razz
9-1-17, 11:37am
You have done well! Enjoy it.
JaneV2.0
9-1-17, 12:19pm
Good work! Financial freedom is very satisfying.
rosarugosa
9-1-17, 5:12pm
That's a great accomplishment, Greg. Congratulations!
Tybee
9-1-17, 5:18pm
That is wonderful, Greg, congratulations!
Gardnr
9-1-17, 9:46pm
Wohoo!!!!:cool: Happy dancing with you! There is incredible freedom in being debt-free. Welcome to the club:welcome:
Greg44
9-1-17, 10:22pm
Congratulations, and totally get hating to spent saved money/life energy. Any plans firvthe inheritance?

I am letting my wife make those decisions - but a stash to update the car, pad our retirement accounts, maybe a trip to someplace warm in the middle of the winter and a short list of little things we have been putting off during the great recession.
Greg44
9-1-17, 10:26pm
Congratulations!! Do that Dave Ramsey Debt-Free Scream! (cue Braveheart)

I'm hoping to be debt-free, except for the mortgage by October 1 after BILs house is sold. And I'm projecting that by 2018, or 2019 at the latest, DH and I will be able to find a house in Vermont at a price that will enable us to put the mortgage to rest.

Yes, life is good when those chains are broken! Never understood the meaning of giving away your future until I became heavily in debt. Good for you for reclaiming it!

I thought of the Dave Ramsey Scream - but mostly thought of Simple Living ;) It is not like I can share it with a co-worker (don't want to seem like I am bragging), but I knew members of the SLF would understand my excitement!
Greg44
9-1-17, 10:29pm
Congratulations. Getting there is half the battle. Staying there is the other half. Oh, that is so true - we have a big family vacation planned to Disneyland with the kid's and their families. DW and I share the same birthday and will be turning 60 - so it is kinda big deal, but I told dw it wasn't worth going in debt over and she agreed.

Vacation will be paid for before we hit the road. :+1:
iris lilies
9-2-17, 2:34am
Major score, OP! Thanks for coming here to report.
frugal-one
9-2-17, 3:10am
Awesome! Happy to hear life is good! Have a wonderful birthday/vacation!
SteveinMN
9-2-17, 6:10pm
Congratulations! Breathing must be at least a little easier today. :)
dado potato
9-2-17, 7:09pm
:D

It's good to see one individual getting to debt-free, when the national totals on household debt keep on going up.