Zoe Girl
3-19-19, 10:28am
There was a bond that passed for our school district which gave a bonus to everyone! Thank you voters. So that means I get $800 in my next check. Totally unexpected, and while I live quite close to the edge at times I am fine. I just paid for retreats or deposits on retreats, and I think I can pay for all my retreats with money I already have. So now where to put this $800.
I have a local credit union and a money market, I just looked at it and the interest rate is horribly low. I still want to keep this account since I also have my credit card at this credit union. In a pinch I can transfer to make a payment on time (no online payment options).
Then I looked at the savings account with my secondary checking account with Ally. It is a no-brainer, the basic savings account has a 2.20% rate. I have all my laddered CD's there. If I need this for emergency then I can transfer it to the checking and use the card or checks.
I have a local credit union and a money market, I just looked at it and the interest rate is horribly low. I still want to keep this account since I also have my credit card at this credit union. In a pinch I can transfer to make a payment on time (no online payment options).
Then I looked at the savings account with my secondary checking account with Ally. It is a no-brainer, the basic savings account has a 2.20% rate. I have all my laddered CD's there. If I need this for emergency then I can transfer it to the checking and use the card or checks.