Zoe Girl
9-19-11, 11:54pm
Hi all, I have a BFF who has about the hardest life of anyone I know. I can;t do anything about her cancer and I can't do anything about her severly autistic son, however I think I can support her in some ways.
The major issues are that she does not have child support established officially (bad divorce), she does not have any assistance for her son because they need to see child support amounts to do that, and she has huge debts that were assigned to her ex husband 10 years ago but he has never paid.
So the first step I had her take at least 6 months ago was to keep a record of what child support she does get on a small calendar since he gives it in cash. I hope that may count for the assistance she needs, if nothing else getting help paying for daycare that has to be a special person and costs a lot.
It seems the next best step would be bankruptcy. She doesn't know how much debt is out there in her name but recently had a sherif try to serve her. Can this be done very cheap and how does she find out what is in her name so she can clear it off? i am pretty sure since her name was on credit cards and any medical bills for kids are under her name since she is the sole guardian there is no way to go after him even though the divorce paperwork says he was responsible.
Also does anyone know if she can get a checking account if she does a bankruptcy? I am sure there are lawyers with free consultations and internet sources as well. Meanwhile this is not the correct place but if you are a praying person i would keep her in mind.
The major issues are that she does not have child support established officially (bad divorce), she does not have any assistance for her son because they need to see child support amounts to do that, and she has huge debts that were assigned to her ex husband 10 years ago but he has never paid.
So the first step I had her take at least 6 months ago was to keep a record of what child support she does get on a small calendar since he gives it in cash. I hope that may count for the assistance she needs, if nothing else getting help paying for daycare that has to be a special person and costs a lot.
It seems the next best step would be bankruptcy. She doesn't know how much debt is out there in her name but recently had a sherif try to serve her. Can this be done very cheap and how does she find out what is in her name so she can clear it off? i am pretty sure since her name was on credit cards and any medical bills for kids are under her name since she is the sole guardian there is no way to go after him even though the divorce paperwork says he was responsible.
Also does anyone know if she can get a checking account if she does a bankruptcy? I am sure there are lawyers with free consultations and internet sources as well. Meanwhile this is not the correct place but if you are a praying person i would keep her in mind.